Investing & returns
Know where your money goes, what you pay, and what your returns mean.
From deposit to investment
- Sign in. Your account comes with a main wallet on Solana.
- Deposit USDC. Copy your deposit address or scan its QR code. Send USDC on Solana; other assets and networks cannot be used to invest.
- Choose a creator. Read their signals and current composition, then enter your buy amount.
- Invest. Your main wallet funds a dedicated portfolio wallet. The portfolio buys its assets with the amount remaining after the buy fee.
Your portfolio page brings together your available cash, active positions, closed positions, and return history. Onchain transactions and balance updates may take a little time to appear.
Fees
There is a 1% platform fee on buys. It is deducted from the USDC you put in, so the amount shown as invested is after this fee.
For a $100 buy, $1 is the platform fee and $99 is invested in the portfolio.
There is no platform fee on sells, automatic rebalances, or manual composition updates. Swaps can still involve liquidity-provider fees, spread, and price impact. people.fun sponsors Solana transaction fees for supported app trades.
The current default maximum swap slippage is 5%. This is an execution tolerance, not an extra 5% fee. A trade may fail rather than execute outside its allowed tolerance.
Managing and closing a position
You can add to a portfolio, sell part of it, or sell 100%. Selling converts the relevant holdings to USDC and returns the proceeds to your main wallet. Use Withdraw to send available USDC from your main wallet to an external Solana address.
A partial sale keeps the position open. Once a full exit completes, that investment cycle appears under Closed. Buying the same creator again starts a fresh cycle; the old cycle’s gain or loss does not carry into the new position.
Understanding the numbers
Creator performance shows the return of the creator’s strategy over the selected period. History before launch is reconstructed from signals and historical prices. It is not a record of real investor trades and will differ from achievable execution.
Your position shows what your holdings are worth now and their return for your current investment cycle. Your buy timing, additional investments, sales, swap costs, and execution all affect that result. The dollar PnL and percentage describe the same position, not the creator’s all-time chart.
Your account’s Return chart brings together your portfolio’s gains and losses over time, including completed investment cycles. Depositing money into your main wallet is not profit.
A new position can be worth slightly less than its invested amount because of swap costs, price impact, or market movement. Prices shown in the app are valuations, not a guaranteed sell quote.
Sharing & rewards
Use Share on a position to download a PnL card or post its link on X. The card captures your position at the time it is shared; opening the link takes visitors to the creator’s portfolio.
Your Rewards modal contains your referral link. When a new user signs up through your invite or PnL share link, they can be attributed to you. Existing accounts cannot be referred again. Referral rewards are 30% of referred friends’ trading fees; automatic payouts are not available yet.